How do I determine what I can afford?

You’ve found your dream home and are eager to make it your own - but before you can do that, you will need the home owner to accept your offer to purchase. You might even be competing with other buyers - here's how you can put yourself in the best position to have your offer accepted. 

Are you considering becoming a first-time homebuyer? It's an exciting venture, but one that requires careful planning and a clear understanding of your financial capabilities. Think about it: Do you know what you can truly afford when it comes to mortgage repayments each month?

For first-time buyers, the home loan application process can feel quite overwhelming but if you are prepared for all the financial questions ahead you will be in a much better position to have your bond approved.