Tatjana Rapp

Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.

Selling your first home is a milestone. One that can feel both exciting and overwhelming. For many first-time sellers in Namibia, the experience brings a mix of new processes, unfamiliar terms, and the challenge of parting with a home full of memories. Understanding a few key truths can help you manage expectations, reduce stress, and approach the sale with confidence.

Purchasing a home is one of the most significant financial milestones many will achieve in their lifetime. While saving for a deposit is an important first step, there are several other financial pitfalls that buyers need to be aware of before and during the home-buying process.