Charmaine Horn

Being in the real estate business for more than 30 years, PROPERTY CREATES WEALTH, investing in the right location, local or offshore.
Credentials
Property Developments & Investments - UCT 2024, BCom Business Management, NEAB
Languages
Afrikaans
English
German
Services
Agricultural Sales
Commercial Rentals
Commercial Sales
Rental Property Management
Residential Sales
Residential Staging
More about Charmaine

As the saying goes, nothing is as sound as houses. I believe one's property investment must create a sense of control, wealth and future stepping stones to build a diversified portfolio. As we are not just your local Namibian real estate agency, we also specialise in Offshore investments in the UK and Germany. HPG a distributor for IP Global, with head quarters in Hong Kong.

IP Global source, finance acquisitions to ongoing management and resales.

HPG is an END-TO-END SERVICE AGENCY providing pre-approval for mortgages, letting, management and resale of real estate. We believe in building long-term relationships and offer careful considered advice and guidance, tailored to fit your specific investment goals.

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Estate Agent FAQ's
Estate Agent Property News Articles
Buying a home in Namibia: costs, prices and affordability explained
Buyers
Buying a home in Namibia: costs, prices and affordability explained
09 Jan 2026
For many Namibians, buying a home is one of the biggest financial decisions they’ll ever make. But in 2026, affordability isn’t just about the price on the listing; it is about interest rates, upfront costs, and how all of that fits into your monthly budget.
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Are you going to over-capitalise your home? 
home owners
Are you going to over-capitalise your home? 
05 Mar 2025
Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.
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Financial mistakes to avoid during the home buying process
Buyers
Financial mistakes to avoid during the home buying process
29 Apr 2025
Purchasing a home is one of the most significant financial milestones many will achieve in their lifetime. While saving for a deposit is an important first step, there are several other financial pitfalls that buyers need to be aware of before and during the home-buying process.
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Property myths - separating fact from fiction
Market
Property myths - separating fact from fiction
26 Jun 2025
Whether you're buying your first home in Windhoek or selling an investment property along the coast, there's no shortage of property myths doing the rounds in Namibia. Many of these ideas have stuck over time, often treated as unquestionable truths.
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