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When buying a home in Namibia, your credit score is one of your most powerful financial tools. This three-digit number doesn’t just influence whether you qualify for a home loan; it can also determine how much you can borrow and the interest rate you’re offered. Understanding how your credit score works, why it matters, and how to improve it can put you on the path to successful homeownership.

For many Namibians, buying a home is one of the biggest financial decisions they’ll ever make. But in 2026, affordability isn’t just about the price on the listing; it is about interest rates, upfront costs, and how all of that fits into your monthly budget.

Whether you’re buying, selling, or simply curious about your neighbourhood’s property trends, a conversation with a qualified real estate expert can give you clarity you won’t find online. Local agents track micro-market shifts, upcoming developments, and buyer behaviour long before the data becomes public — which makes their insight incredibly valuable.