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Buying a home is one of the most significant financial decisions most people will make in their lifetime. For first-time buyers, the home loan application process can seem daunting. However, if you are prepared and understand what financial questions to ask yourself before approaching a lender, you will not only feel more confident, but you'll also increase your chances of securing a bond.

Purchasing a home is one of the most significant financial milestones many will achieve in their lifetime. While saving for a deposit is an important first step, there are several other financial pitfalls that buyers need to be aware of before and during the home-buying process.

Owning a home is a major financial milestone, but it also comes with responsibilities. While homeownership can help build wealth over time, poor financial decisions can lead to unnecessary stress and even financial hardship. The key to long-term financial security lies in careful planning, disciplined budgeting, and smart saving habits.