Ronel van Wyk

Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.

Whether you’re buying, selling, or simply curious about your neighbourhood’s property trends, a conversation with a qualified real estate expert can give you clarity you won’t find online. Local agents track micro-market shifts, upcoming developments, and buyer behaviour long before the data becomes public — which makes their insight incredibly valuable.

For many Namibians, buying a home is one of the biggest financial decisions they’ll ever make. But in 2026, affordability isn’t just about the price on the listing; it is about interest rates, upfront costs, and how all of that fits into your monthly budget.