Tuya Haikali

Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.

With 12 years of experience in Namibia’s real estate industry, Maritza Stephansen of Step Up Properties has built a reputation not just as a skilled commercial property agent but as someone who truly understands the dreams behind each deal. Her journey into the property world was driven by a desire to help people - to be part of the moment when business owners take the next step in growing their legacy.

Selling your first home is a milestone. One that can feel both exciting and overwhelming. For many first-time sellers in Namibia, the experience brings a mix of new processes, unfamiliar terms, and the challenge of parting with a home full of memories. Understanding a few key truths can help you manage expectations, reduce stress, and approach the sale with confidence.