This varies depending on the price of the property you want to purchase, and while a deposit is not always required, try to put down 20% or more if you can, as the bank is more likely to offer you a better rate as the risk of the loan is reduced
The importance of financial planning for first-time home buyers
17 Apr 2024
Are you considering becoming a first-time homebuyer? It's an exciting venture, but one that requires careful planning and a clear understanding of your financial capabilities. Think about it: Do you know what you can truly afford when it comes to mortgage repayments each month?
Financial questions you should ask before applying for a home loan
11 Apr 2024
For first-time buyers, the home loan application process can feel quite overwhelming but if you are prepared for all the financial questions ahead you will be in a much better position to have your bond approved.
10 Essential Questions to Ask Before Buying a Property
19 Mar 2024
Beyond the initial allure of a property, there are several crucial questions that prospective buyers should ask to ensure they make an informed decision.
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