A home loan is the funds a buyer has to borrow from a bank or financial institution to purchase a property, generally secured by a registered mortgage to the bank over the property being purchased. a home loan requires you to pledge your home as the lender's security for repayment of your loan. The lender agrees to hold the title or deed to your property until you have paid back your loan plus interest.

What is a home loan? | MyProperty Namibia

Home Loans Property News

Buyers

How to make your offer stand out in a competitive property market

02 Jul 2025

In Namibia’s most sought-after suburbs and estates, properties are often snapped up shortly after hitting the market. For buyers, this means you may be competing against multiple offers for the same home, and to succeed, your offer needs to rise above the rest.

Market

Property myths - separating fact from fiction

26 Jun 2025

Whether you're buying your first home in Windhoek or selling an investment property along the coast, there's no shortage of property myths doing the rounds in Namibia. Many of these ideas have stuck over time, often treated as unquestionable truths.

Market

Bank of Namibia Holds Repo Rate at 6.75% to Support Currency Peg and Economic Growth

19 Jun 2025

The Bank of Namibia has once again opted to keep its main interest rate steady at 6.75%, marking the second consecutive meeting without a change to the repo rate. The decision, announced after the Monetary Policy Committee’s (MPC) bi-monthly meeting held on 16–17 June 2025, reflects the central bank’s cautious approach amid persistent global uncertainties and a still-recovering domestic economy.

Buyers

Avoiding common first-time buyer regrets

13 Jun 2025

Buying your first home in Namibia is an exciting milestone and the beginning of what should be a rewarding chapter in your life. But for many first-time buyers, the journey comes with unexpected challenges and, in hindsight, a few regrets.